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PCI DSS Hub
PCI DSS Compliance Hub
Payment card data security standard
Overview
PCI DSS (Payment Card Industry Data Security Standard) v4.0 defines technical and operational requirements for organizations that store, process, or transmit cardholder data. Compliance level depends on transaction volume and acquirer requirements.
Who needs it?
Merchants, payment processors, and any organization handling payment card data — required by card brands and acquirer agreements.
Key topics
- Network segmentation and firewall configuration
- Protecting stored cardholder data
- Encryption of transmission across public networks
- Access control and authentication
- Logging, monitoring, and vulnerability management
- SAQ vs ROC assessment types
Typical timeline
Annual validation required (SAQ or ROC depending on level). Initial gap remediation typically takes 2–4 months for Level 1 merchants.
How ComplAI helps
- PCI DSS v4.0 control library with evidence tracking
- Remediation playbooks for failing controls
- Integration catalog for SIEM and vulnerability tools
- Executive visibility into open gaps and audit readiness
